Mercier Mediation and Financial Services

Nova Scotia, Canada


  • Mediation

  • Divorce

  • Finance

  • Insurance

woman working on tax return

Top 5 Differences Between Tax-free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP)

May 14, 2019

The intent of an RRSP is for your retirement. TFSAs were designed for any type of financial goal such as travel, buying house, emergency savings, … Read more

retired man hugging dog

Canadian Business Owners and Retirement: Consider an Individual Pension Plan

March 1, 2019

In February 2018 the Federal government introduced new rules surrounding the Small Business Deductions (SBD) and how it treats passive income over $50,000. This change … Read more

financial consultation

Your Year End Investment Statement Shows A Negative Return…

January 20, 2019

Most Canadians will have received their December 31st investment statement in the mail and noticed that their investments have not had a great run in … Read more

What is Financial Literacy and How Do You Get There?

November 20, 2018

If you have not heard, November is Financial Literacy month in Canada and so my blog this month is centred on what I believe are … Read more

Are You Financially Healthy? Really?

August 23, 2018

Do you make good money and want to keep more of it? Do you have a debt and spending strategy? Do you have a savings plan for … Read more


Why Do Canadians Fail When It Comes to Personal Finances?

May 14, 2018

A 2017 survey (CIBC polled of Canadians with household incomes above $100,000) says almost half of Canadians have no financial plan in place at all. … Read more

Are You going through a Divorce? Here is a Financial Checklist

February 27, 2018

One of the most often asked questions, when someone is going through a divorce, is, “What financial documents do I need?” Here is a checklist … Read more

5 Good Reasons to Trust ME as Your Financial Advisor

January 31, 2018

I am not employed by any Bank, Trust or Insurance companies, I give you independent financial advice. I will never sell you a debt product … Read more

Cash Flow – the Nemesis for Entrepreneurs

October 18, 2017

As a Financial Advisor who specializes in Cash Flow, many of my clients are entrepreneurs who wear multiple hats: CEO, Book Keeper, Sales manager, and … Read more

Tip # 6 for Managing Cash Flow for Entrepreneurs

August 1, 2013

Tip #6 Do not put your head in the sand when it comes to spending. Many business owners have come from the corporate world and … Read more

Tip # 5 for Managing Cash Flow for Entrepreneurs

July 25, 2013

Tip #5 Establish  a monthly pay cheque. I understand that your cash flow fluctuates up and down. That is why this goes hand-in -hand with … Read more

Tip # 4 for Managing Cash Flow for Entrepreneurs

July 22, 2013

Tip #4 Don’t misuse HST/GST collected. We have worked with several entrepreneurs who get behind in submitting their HST/GST because they have not kept the … Read more

Tip # 3 for Managing Cash Flow for Entrepreneurs

July 19, 2013

TIP # 3 Make sure you have a Cash Flow statement.  Why you ask?  Since you already receive the balance sheet & income statement from … Read more

Tip # 2 for Managing Cash Flow for Entrepreneurs

July 17, 2013

The 2nd Tip for you is based on past experience with both clients and professionals but a very crucial part of the Cash Flow equation. … Read more

Tip # 1 for Managing Cash Flow for Entrepreneurs

July 15, 2013

As a Financial Planner who specializes in Cash Flow, many of my clients are entrepreneurs who are passionate about what they do. Many wear multiple … Read more

Why did I become a Certified Divorce Financial Analyst (CDFA)?

June 11, 2013

I am asked this question a lot. I have even received hate mail regarding my certified divorce financial analyst practice and to top it off … Read more

What Does a Certified Divorce Financial Analyst Do?

May 13, 2012

Although it’s not easy, clients going through separation or divorce need to take emotion out of their calculations and take control of their finances. Angela … Read more

So You’re Going Through A Divorce

May 13, 2012

Right now, at this crossroad, figuring out your finances is one of the most important things you need to do, and do well. The clients I’ve … Read more

You’re a Successful Woman. Are You Secure?

May 13, 2012

I work with women who are passionate about their business. They are experts in their field and on the road to seeing a consistent cash … Read more

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