Mercier Mediation and Financial Services

Nova Scotia, Canada

Posts

  • Mediation

  • Divorce

  • Finance

  • Insurance

woman working on tax return

Top 5 Differences Between Tax-free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP)

May 14, 2019

The intent of an RRSP is for your retirement. TFSAs were designed for any type of financial goal such as travel, buying house, emergency savings, … Read more

angry couple

5 Tips for Reducing Divorce Stress

April 12, 2019

A separation or divorce can be one of the most stressful and emotional experiences in life. At times it feels like you cannot breathe. At … Read more

senior woman with coffee mug

Grey Divorce is on the Rise – What are the Implications?

March 17, 2019

We plan for many things in life. We plan for graduation, our first car, the first home we purchase. We plan for marriage and, perhaps, … Read more

retired man hugging dog

Canadian Business Owners and Retirement: Consider an Individual Pension Plan

March 1, 2019

In February 2018 the Federal government introduced new rules surrounding the Small Business Deductions (SBD) and how it treats passive income over $50,000. This change … Read more

dad and kids

Are Men Better Dads After Divorce?

February 22, 2019

Now I know this headline is going to be a contentious point for some readers, however, it’s a question I’ve been asked more times than … Read more

financial consultation

Your Year End Investment Statement Shows A Negative Return…

January 20, 2019

Most Canadians will have received their December 31st investment statement in the mail and noticed that their investments have not had a great run in … Read more

divorce coach

I’m Not a Divorce Coach But Sometimes It Feels Like I Am

December 21, 2018

When I am working with clients who are going through a divorce, as a Certified Divorce Financial Analyst (CDFA) my focus is helping them understand … Read more

What is Financial Literacy and How Do You Get There?

November 20, 2018

If you have not heard, November is Financial Literacy month in Canada and so my blog this month is centred on what I believe are … Read more

When is Mediation the Right Option?

October 16, 2018

It is important to know that not all situations are appropriate for mediation. In the last year, I have done several workshops with the Nova … Read more

divorce

What You Need To Know To Achieve a Successful Divorce

September 16, 2018

Believe it or not, there are five different types of processes for you to choose from when going through a divorce. Choosing the right process … Read more

Are You Financially Healthy? Really?

August 23, 2018

Do you make good money and want to keep more of it? Do you have a debt and spending strategy? Do you have a savings plan for … Read more

divorce mediation

Divorce Mediation Procedures Explained

July 10, 2018

Initiating Mediation Both parties must be willing to participate in divorce mediation – it cannot be forced onto a partner or spouse. In many cases, … Read more

budgeting

Why Do Canadians Fail When It Comes to Personal Finances?

May 14, 2018

A 2017 survey (CIBC polled of Canadians with household incomes above $100,000) says almost half of Canadians have no financial plan in place at all. … Read more

couple with yoga mats

How Mediation Is Very Different from Meditation

April 15, 2018

The confusion between the two words actually comes up more often than you might think… In September of 2017 I was hosting a seminar on … Read more

life insurance types

5 Reasons to Buy Life Insurance Today Instead of Tomorrow

March 18, 2018

Reasons to consider Life Insurance – now rather than later: It provides protection and security for your family. It helps replace income to maintain your … Read more

Where To Start If You Are Thinking Of Mediation For Your Divorce

March 9, 2018

Mediation is a better way to guide couples through the difficult challenges that surround separation and divorce. Mediation diffuses conflict and promotes communication. Mediation does … Read more

Are You going through a Divorce? Here is a Financial Checklist

February 27, 2018

One of the most often asked questions, when someone is going through a divorce, is, “What financial documents do I need?” Here is a checklist … Read more

Can You Get Affordable Life Insurance If You Have Been Denied?

February 15, 2018

There are many reasons why Canadians maybe denied life insurance. The primary reasons for this are medical conditions (cancer, heart disease, PTSD, etc.) or life … Read more

5 Good Reasons to Trust ME as Your Financial Advisor

January 31, 2018

I am not employed by any Bank, Trust or Insurance companies, I give you independent financial advice. I will never sell you a debt product … Read more

Cash Flow – the Nemesis for Entrepreneurs

October 18, 2017

As a Financial Advisor who specializes in Cash Flow, many of my clients are entrepreneurs who wear multiple hats: CEO, Book Keeper, Sales manager, and … Read more

Mediation is Neutral and Cost Effective

October 10, 2017

Mediation has been around for a very long time. The process allows all parties to come together in a non-judgmental environment where the mediator remains … Read more

Types of Life Insurance Explained

August 18, 2017

What is Term Life Insurance? Provides affordable protection for a specific period. The most popular are Term 10 (meaning 10 years) and Term 20 (20 … Read more

Why Mediation? A Healthier Way of Resolving Conflict

January 29, 2016

Here are 4 Benefits of Mediation: Less Emotionally Damaging More Efficient and Private More Affordable The results bring into account all parties interests Mediation does … Read more

How The Divorce Workshop came to be

April 16, 2014

There are many things in life that we plan for. We plan for graduation, our first job, our first car, the first home we purchase. … Read more

Tip # 6 for Managing Cash Flow for Entrepreneurs

August 1, 2013

Tip #6 Do not put your head in the sand when it comes to spending. Many business owners have come from the corporate world and … Read more

Tip # 5 for Managing Cash Flow for Entrepreneurs

July 25, 2013

Tip #5 Establish  a monthly pay cheque. I understand that your cash flow fluctuates up and down. That is why this goes hand-in -hand with … Read more

Tip # 4 for Managing Cash Flow for Entrepreneurs

July 22, 2013

Tip #4 Don’t misuse HST/GST collected. We have worked with several entrepreneurs who get behind in submitting their HST/GST because they have not kept the … Read more

Tip # 3 for Managing Cash Flow for Entrepreneurs

July 19, 2013

TIP # 3 Make sure you have a Cash Flow statement.  Why you ask?  Since you already receive the balance sheet & income statement from … Read more

Tip # 2 for Managing Cash Flow for Entrepreneurs

July 17, 2013

The 2nd Tip for you is based on past experience with both clients and professionals but a very crucial part of the Cash Flow equation. … Read more

Tip # 1 for Managing Cash Flow for Entrepreneurs

July 15, 2013

As a Financial Planner who specializes in Cash Flow, many of my clients are entrepreneurs who are passionate about what they do. Many wear multiple … Read more

Why did I become a Certified Divorce Financial Analyst (CDFA)?

June 11, 2013

I am asked this question a lot. I have even received hate mail regarding my certified divorce financial analyst practice and to top it off … Read more

What Does a Certified Divorce Financial Analyst Do?

May 13, 2012

Although it’s not easy, clients going through separation or divorce need to take emotion out of their calculations and take control of their finances. Angela … Read more

So You’re Going Through A Divorce

May 13, 2012

Right now, at this crossroad, figuring out your finances is one of the most important things you need to do, and do well. The clients I’ve … Read more

You’re a Successful Woman. Are You Secure?

May 13, 2012

I work with women who are passionate about their business. They are experts in their field and on the road to seeing a consistent cash … Read more